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Credit Risk - Banking Exchange
While regional banks were embracing small business loans, the U.S. government sparred with the top four regarding the program as larger banks did not show enthusiasm
Is your ALM process helping avoid the risk of underperformance when rates fall or remain low?
Credit card late payments fell but auto, home and personal loans all saw delinquencies rise in Q3
It’s prudent for lenders to prepare for a recession and adjust lending practices in order to continue to thrive
Today’s environment is especially challenging
How can credit scores be so good when a downturn is increasingly likely?
There is a solution that can make sense for the lender and the taxpayer called an “income share agreement.”
It would be the third consecutive rate cut
Even if people do not have banking history, they do have an online footprint
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