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John Ginovsky

John Ginovsky

John Ginovsky is a contributing editor of ABA Banking Journal and editor of the publication’s TechTopics e-newsletter. For more than two decades he’s written about the commercial banking industry, specializing in its technological side and how it relates to the actual business of banking. In addition to his weekly blogs—"Making Sense of It All"—he contributes fresh, original stories to each TechTopics issue based on personal interviews or exclusive contributed pieces. He previously was senior editor for Community Banker magazine (which merged into ABA Banking Journal) and was managing editor and staff reporter for ABA’s Bankers News. Email him at jginovsky@sbpub.com.

NACHA rule changes standardize P2P, clarify third-party sender definition
Agreements affect Visa, MasterCard debit cards
New mortgage rules, IT risk, fair lending pose increased pressures
74,000 new people a day banked online in 2013
The CIO needs to engage with strategy, or risk getting pushed aside
Capital markets, corporate banking, asset management seek efficiencies
Consumers cite convenience, flexibility, fixed spending limit
Increasingly clever crimes require vigilance, resiliency across business silos
Feature tracks transmission and capture locations
Debit chip card agreements ease adoption across networks
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