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Ed O’Leary

Ed O’Leary

Banking Exchange Contributing Editor Ed O'Leary, a veteran lender and workout expert, spent nearly 50 years in bank commercial credit and related functions, working with both major banks as well as community banking institutions. His last job before retiring was as the CEO of a regional bank headquartered in Alburquerque, N.M. He earned his workout spurs in the dark days of the 1980s and early 1990s in both oil patch and commercial real estate lending. O'Leary began his banking career at The Bank of New York in 1964, and worked at banks in Florida, Texas, Oklahoma, and New Mexico. He served as a faculty member and thesis advisor at ABA's Stonier Graduate School of Banking for more than two decades, and served as long as a faculty member for ABA's undergraduate and graduate commercial lending schools. Today he works as a consultant and expert witness, and serves as instructor for ABA e-learning courses. You can e-mail him at O'Leary's website can be found at

In mid-2016 O'Leary's "Talking Credit" blog received a bronze excellence award for the Northeastern Region from the American Society of Business Publication Editors.

Ponder on what’s really important about being local
There’s no cure for bad timing
Who talks about community banking anymore?
Can the proposed rewrite bring some fairness to this law’s enforcement?
If we want customers to be candid, shouldn’t we do the same?
Take a look at your bank’s thinking on borrower morality
Rate picture is just part of what should be keeping bankers up at night
Choosing your words at work carefully is part of the job
Banks often finance corporate jets. What’s the right answer?
Morale means more than vague “family feel” talk
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