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John Ginovsky

John Ginovsky

John Ginovsky is a contributing editor of ABA Banking Journal and editor of the publication’s TechTopics e-newsletter. For more than two decades he’s written about the commercial banking industry, specializing in its technological side and how it relates to the actual business of banking. In addition to his weekly blogs—"Making Sense of It All"—he contributes fresh, original stories to each TechTopics issue based on personal interviews or exclusive contributed pieces. He previously was senior editor for Community Banker magazine (which merged into ABA Banking Journal) and was managing editor and staff reporter for ABA’s Bankers News. Email him at

Customers love prepaid cards; merchants love prepaid cards—banks?
Financial information security a concern beyond banks
Software loophole makes many systems vulnerable
Contactless payment growth has been slow, however
System to share information at machine-to-machine speed
These employees can boost the bottom line—if management helps
Store ATMs, pawn shops, check cashers attract significant use
North America, emerging markets likely to invest at highest rates
Treasury official explains 5 NIST core elements
NACHA hopes to improve reliability while cutting costs
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