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John Ginovsky

John Ginovsky

John Ginovsky is a contributing editor of ABA Banking Journal and editor of the publication’s TechTopics e-newsletter. For more than two decades he’s written about the commercial banking industry, specializing in its technological side and how it relates to the actual business of banking. In addition to his weekly blogs—"Making Sense of It All"—he contributes fresh, original stories to each TechTopics issue based on personal interviews or exclusive contributed pieces. He previously was senior editor for Community Banker magazine (which merged into ABA Banking Journal) and was managing editor and staff reporter for ABA’s Bankers News. Email him at

Half of all mortgages will close electronically in 7 years
MasterCard, Zwipe card passes pilot test in Norway
Developing markets seen leading the overall growth
Multiple systems inefficient and frustrate customers
Inability to create a single picture cited
Federally backed EMV meets Apple Pay at POS
Gartner’s 2015 forecast: computing everywhere, risk-based security, invisible analytics, more, to emerge
“Tyupkin” sparks Interpol investigation
FTC official lists potential concerns with big data
Social media, digital billpay among faves—yet they retain older habits too
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