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John Ginovsky

John Ginovsky

John Ginovsky is a contributing editor of ABA Banking Journal and editor of the publication’s TechTopics e-newsletter. For more than two decades he’s written about the commercial banking industry, specializing in its technological side and how it relates to the actual business of banking. In addition to his weekly blogs—"Making Sense of It All"—he contributes fresh, original stories to each TechTopics issue based on personal interviews or exclusive contributed pieces. He previously was senior editor for Community Banker magazine (which merged into ABA Banking Journal) and was managing editor and staff reporter for ABA’s Bankers News. Email him at

Resist project completion before security certification
Includes international financial services information
Break data into digestible segments rather than gulp them whole
Customers demand unique value proposition to drive adoptions
67 million people plan to attend at least one wedding this year
Competition, regulations add costs to money transfer organizations
Customers love prepaid cards; merchants love prepaid cards—banks?
Financial information security a concern beyond banks
Software loophole makes many systems vulnerable
Contactless payment growth has been slow, however
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