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Payments

Executive order requires chip-and-pin on federal credit/debit cards
Commissioner Ohlhausen targets worries over cramming, in-app purchases, and sloppy data security
Tech developers challenged to bring new ideas to payments systems
Tech needed to deepen customer relationships, improve card strategies
Retailers’ dilemma: upgrade once or twice or use combo readers?
Could partnership with nonbanks help?
ABA endorses Discover’s signature debit card
 Works through phones, with NFC, Secure Element, and fingerprint security
Mobile platform rebrand prompted by coincidental similarity to terrorist group
50% know about it—only 3% have used it

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