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Payments

41% of debit cards likewise will have embedded chips
Dissatisfaction with response drives many to switch banks
Not if, not when, but how
Learn and embrace these acronyms: HCE, BLE, and EMV
Could reach 300 million globally as contactless cards roll out
Help to assess ACH originators
Paper-based payments to drop 10% by 2019
Has grown to 20,000 activations per day
Mobile controls seen as win-win for consumers, banks
Payments innovation would add significant value to corporate bank clients

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