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John Ginovsky

John Ginovsky

John Ginovsky is a contributing editor of ABA Banking Journal and editor of the publication’s TechTopics e-newsletter. For more than two decades he’s written about the commercial banking industry, specializing in its technological side and how it relates to the actual business of banking. In addition to his weekly blogs—"Making Sense of It All"—he contributes fresh, original stories to each TechTopics issue based on personal interviews or exclusive contributed pieces. He previously was senior editor for Community Banker magazine (which merged into ABA Banking Journal) and was managing editor and staff reporter for ABA’s Bankers News. Email him at

Survey shows 50% increase in mobile banking; double- and triple-digit growth in online sales
In a topsy-turvy world, what used to be good—predictability—now gives way to the new good—disruption
Inadvertent noncompliance, or AML drift, happens when systems aren’t constantly monitored, maintained, or repaired
Push notifications not only provide alerts but offer immediate options to take responsive actions
Customers prefer to deal with their banks but will go elsewhere if not satisfied
The best bank sites, however, still are significantly better than the bottom sites
Financial institutions in developing countries finding ways to teach domestic banks a thing or two
Weakest link seen in the lack of dedicated internal resources
PayPal, however, seems positioned to break out of the pack
Traditional methods would require four times the current floor space in ten years
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