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Steve Cocheo

Steve Cocheo

Mobile banking requires focus

Mobile banking requires focus

Banks must offer simple, impediment-free navigation and ability to buy online
From the reporter's notebook: During a recent fashion hackathon designed to marry wearable payment methods and style, Team 3 labored against the clock to devise a funky pair of sunglasses that could also be used to make payments.

Paying with shoes, sunglasses, and handshakes

MasterCard’s fashion hackathon stretches wearables concepts
Smaller banks not committed to online credit

Smaller banks not committed to online credit

Early experience still taints attitudes toward online applications
New research from TransUnion supports proponents of "alternative data," nontradiitional financial measures that credit bureaus have been adding to their offerings for lenders.

Alternative data, new path to sharing green

Usage in bank lending may be on upswing
Amazon, Google, PayPal tops for millennials

Amazon, Google, PayPal tops for millennials

Survey indicates comfort with many nonbanks for financial services—and a twist
What's "fair"? While some bankers have been known to use their own “smell test” for new products, services, or policies, “fair” can be subjective. It's a puzzle banks are working out.

Fair banking on the rise

Combines elements of fair lending, UDAAP, even complaints—and puts more emphasis on outcomes
Backers of FASB's much-debated "CECL" say that implementation will leave banks better prepared for downturns. Opponents stress the concept will be expensive and make bank reports opaque.

FASB’s controversial “CECL”

Community bankers object to pending ALLL “expected loss” proposal, but need to prepare in case it stays
Tony Barnes works at Capital One Labs, but he doesn't consider himself to be a banker.

Capital One's taking business into digital age

Tech innovator Tony Barnes says new millennial officers will bring small and mid-sized businesses up to digital speed
Branch networks as excess baggage

Branch networks as excess baggage

Perspectives on industry future emerge in KBW roundtable, from branches to M&A to fintech
Groceries by MasterCard was unveiled by the payments company during the recent CES—fomerly known as the Consumer Electronics Show. Owners of Samsung's new Family Hub refrigerator will be able to order and pay for groceries from the factory-installed app.

Never run out of half-and-half again

Groceries by MasterCard brings shopping and payments to the kitchen
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