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Duties
Cloud application tests message format integration
Strong encryption, key management, essential to cloud use
Increase must be accompanied by evidence of success
Better rewards a key reason for obtaining high-end cards
Third of series: Boards must pin down the CEO first
Banks also seen as vulnerable to new digital competition
Second of series: Departing execs need new missions
Messages aimed at individuals boost transaction rates six times
Banks venturing beyond local investors must tread carefully
First of series: Aim for succession, not replacement, planning
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