Financial Trends - Banking Exchange
Retirement Planning Creates Discord Among Couples
Nearly a quarter of couples cannot agree on how much money to save for retirement
How Banks Can Unlock Their Full Potential
As fintechs continue to deliver real-time, 24/7 banking services, legacy banks risk being left behind
Unlocking Digital Excellence: Lessons for Banking from eCommerce Titans
Consumers are growing to expect the same responsiveness, availability, and reliability from banks as they do from eCommerce sites
The Value of Embracing AI in Payments
Recent developments in the technology are seeing a growth in investment in AI
Consumers Become More Optimistic About Financial Conditions
Over 76% of consumers expect their finances to improve or remain unchanged over the next 12 months
401(k) Account Balances Increase 15%: Bank of America
Double the percentage of plan participants increased their contribution rate
Earned Wage Access Growing Threefold in the United States
Earned wage access programs allow workers to take some of their future paychecks in advance
United Kingdom Not Quite Ready for Digital Cash
The British government has pushed off the decision to go forward with a digital pound until at least 2025
Middle-income Americans Prepare for Recession
Santander US reports 57% of consumer have delayed a financial decision due to inflation fears
Consumers Plan to Reduce Spending in 2024
Inflation is continuing to affect how bank customers use their money, Bank of America has found
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