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John Ginovsky

John Ginovsky

John Ginovsky is a contributing editor of ABA Banking Journal and editor of the publication’s TechTopics e-newsletter. For more than two decades he’s written about the commercial banking industry, specializing in its technological side and how it relates to the actual business of banking. In addition to his weekly blogs—"Making Sense of It All"—he contributes fresh, original stories to each TechTopics issue based on personal interviews or exclusive contributed pieces. He previously was senior editor for Community Banker magazine (which merged into ABA Banking Journal) and was managing editor and staff reporter for ABA’s Bankers News. Email him at

Operational risks should be identified, assessed, and managed
They’re not only looking at you, they know you
Multiple technologies vie for customer acceptance
Layered defense recommended to provide most effective defense
Wholesale transaction banking looks to be the key lever for higher ROE
Small businesses know about fraud but don’t think it will happen to them
Siloed systems impede efficiency, effectiveness; lessons from other industries
Gaps, opportunities, and desired outcomes articulated
34% of banking organizations say they have invested in the technology
Digital payment token to replace account number for online, mobile transactions
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