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John Ginovsky

John Ginovsky

John Ginovsky is a contributing editor of Banking Exchange and editor of the publication’s Tech Exchange e-newsletter. For more than two decades he’s written about the commercial banking industry, specializing in its technological side and how it relates to the actual business of banking. In addition to his weekly blogs—"Making Sense of It All"—he contributes fresh, original stories to each Tech Exchange issue based on personal interviews or exclusive contributed pieces. He previously was senior editor for Community Banker magazine (which merged into ABA Banking Journal) and for ABA Banking Journal and was managing editor and staff reporter for ABA’s Bankers News. Email him at

Agreements affect Visa, MasterCard debit cards
New mortgage rules, IT risk, fair lending pose increased pressures
74,000 new people a day banked online in 2013
The CIO needs to engage with strategy, or risk getting pushed aside
Capital markets, corporate banking, asset management seek efficiencies
Consumers cite convenience, flexibility, fixed spending limit
Increasingly clever crimes require vigilance, resiliency across business silos
Feature tracks transmission and capture locations
Debit chip card agreements ease adoption across networks
Millennial generation reshaping talent market, employer approach
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