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John Ginovsky

John Ginovsky

John Ginovsky is a contributing editor of ABA Banking Journal and editor of the publication’s TechTopics e-newsletter. For more than two decades he’s written about the commercial banking industry, specializing in its technological side and how it relates to the actual business of banking. In addition to his weekly blogs—"Making Sense of It All"—he contributes fresh, original stories to each TechTopics issue based on personal interviews or exclusive contributed pieces. He previously was senior editor for Community Banker magazine (which merged into ABA Banking Journal) and was managing editor and staff reporter for ABA’s Bankers News. Email him at

Customers, merchants went from concept to adoption last year
Cybercrime on top; accounting fraud, bribery, corruption increase
Visa, First Data pact offers streamlined EMV adoption
Top 10 mobile capabilities predicted for 2015-2016
Banks also seen as vulnerable to new digital competition
Version 1.0 foresees ongoing development, adaptation, collaboration
New processes needed to capture ʻbusiness moments'
Online commerce overall quintupled in 2013; likely to grow in 2014
Main areas include mobility, social media, web analytics, and ecommerce
Companies to work with global law enforcement, private industry
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