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John Ginovsky

John Ginovsky

John Ginovsky is a contributing editor of ABA Banking Journal and editor of the publication’s TechTopics e-newsletter. For more than two decades he’s written about the commercial banking industry, specializing in its technological side and how it relates to the actual business of banking. In addition to his weekly blogs—"Making Sense of It All"—he contributes fresh, original stories to each TechTopics issue based on personal interviews or exclusive contributed pieces. He previously was senior editor for Community Banker magazine (which merged into ABA Banking Journal) and was managing editor and staff reporter for ABA’s Bankers News. Email him at

Businesses generally count on banks to bear the brunt of losses
Moves affect global payments, foreign exchange
ABA endorses Discover’s signature debit card
Too many seek to be "good enough," not "stellar"
Community banks suffered disproportionately
But only if security concerns can be soothed
 Works through phones, with NFC, Secure Element, and fingerprint security
Mobile platform rebrand prompted by coincidental similarity to terrorist group
Advances as a strategic framework defined in four areas
Addresses enterprise fraud across channels, products, services
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