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John Ginovsky

John Ginovsky

John Ginovsky is a contributing editor of Banking Exchange and editor of the publication’s Tech Exchange e-newsletter. For more than two decades he’s written about the commercial banking industry, specializing in its technological side and how it relates to the actual business of banking. In addition to his weekly blogs—"Making Sense of It All"—he contributes fresh, original stories to each Tech Exchange issue based on personal interviews or exclusive contributed pieces. He previously was senior editor for Community Banker magazine (which merged into ABA Banking Journal) and for ABA Banking Journal and was managing editor and staff reporter for ABA’s Bankers News. Email him at

Half of all mortgages will close electronically in 7 years
Gartner’s 2015 forecast: computing everywhere, risk-based security, invisible analytics, more, to emerge
“Tyupkin” sparks Interpol investigation
FTC official lists potential concerns with big data
Social media, digital billpay among faves—yet they retain older habits too
From top management down, bankers must embrace digital strategy
Executive order requires chip-and-pin on federal credit/debit cards
Commissioner Ohlhausen targets worries over cramming, in-app purchases, and sloppy data security
“It’s all about the customer” makes more sense when you know all about the customer
Move aims to reduce cost, effort for KYC compliance
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