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John Ginovsky

John Ginovsky

John Ginovsky is a contributing editor of ABA Banking Journal and editor of the publication’s TechTopics e-newsletter. For more than two decades he’s written about the commercial banking industry, specializing in its technological side and how it relates to the actual business of banking. In addition to his weekly blogs—"Making Sense of It All"—he contributes fresh, original stories to each TechTopics issue based on personal interviews or exclusive contributed pieces. He previously was senior editor for Community Banker magazine (which merged into ABA Banking Journal) and was managing editor and staff reporter for ABA’s Bankers News. Email him at jginovsky@sbpub.com.

Silos still rule, making near-real time integration difficult
Five specific fraud-related trends seen coming in 2014
As tech drives strategy, the top IT decision-makers need to step up
New P2P services from banks that can be used for gifts may begin to cut into gift card volume
Analyst suggests banks partner with local retailers to set up dedicated payment applications
Asia/Pacific study has implications for financial services in general
Recent acquisitions intended to deliver a consistent consumer experience across mobile, online, branch, and ATM channels
PayPal, Amazon now top consumers’ list for trusted digital wallet
Convergence of mobile, social, big data, and cloud to require shift from IT manager to innovation partner
Shifting technology, nonbank competition, consumer preferences, regulatory uncertainty all are factors
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