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John Ginovsky

John Ginovsky

John Ginovsky is a contributing editor of Banking Exchange and editor of the publication’s Tech Exchange e-newsletter. For more than two decades he’s written about the commercial banking industry, specializing in its technological side and how it relates to the actual business of banking. In addition to his weekly blogs—"Making Sense of It All"—he contributes fresh, original stories to each Tech Exchange issue based on personal interviews or exclusive contributed pieces. He previously was senior editor for Community Banker magazine (which merged into ABA Banking Journal) and for ABA Banking Journal and was managing editor and staff reporter for ABA’s Bankers News. Email him at

From top management down, bankers must embrace digital strategy
Executive order requires chip-and-pin on federal credit/debit cards
Commissioner Ohlhausen targets worries over cramming, in-app purchases, and sloppy data security
“It’s all about the customer” makes more sense when you know all about the customer
Move aims to reduce cost, effort for KYC compliance
Associated losses also rose, at a rate of 34%
Neobanks, Moneyhawks forcing disruption in traditional services
Security, deposit automation, Windows 7 migration top reasons
ABA survey finds 13% use it at least once a month
Hoopla around Apple Pay likely to ignite POS security, acceptance
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