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Unfortunate similarity to militant group’s name cited
Host card emulation benefits issuers as well as users
Near field plus host-card emulation opens door for banking/payment apps
Banks need to step up sooner rather than later
Will concentrate on application to unbanked, privacy, security, money management
Learn and embrace these acronyms: HCE, BLE, and EMV
Could reach 300 million globally as contactless cards roll out
Tools & techniques prevent leaks
Slowly, the mobile wallet players focus on… customers
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