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Some clarifications, but some areas remain gray
“Responsive web design” meets customers wherever they want to be
Apps, cloud, and expectations to make smart phones "smarter than you"
New alliance program gives merchants tools and resources to accommodate wallet
Security concerns, lack of a compelling reason seen blocking acceptance
Already, 12.5 million Americans use mobile bill pay
Survey shows 50% increase in mobile banking; double- and triple-digit growth in online sales
PayPal, however, seems positioned to break out of the pack
Mobile strategy a key driver for achieving marketing goals and business objectives
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