Dan Littman is an economist in the Office of Policy Analysis at the Federal Reserve Bank of Cleveland. His work focuses on applied research on payment systems and payment innovations.  Littman joined the Cleveland Fed in 1981 and has worked in the payments systems research, marketing, budget, financial planning, credit, and economic research areas. Prior to his work at the bank, Littman was employed by an economic development agency in Maine and served as a consultant to the U.S. Department of Housing and Urban Development. He was awarded a Fulbright scholarship in 1977, under which he worked as an advisor at the National Economic Planning Agency in Ecuador.