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John Ginovsky

John Ginovsky

John Ginovsky is a contributing editor of ABA Banking Journal and editor of the publication’s TechTopics e-newsletter. For more than two decades he’s written about the commercial banking industry, specializing in its technological side and how it relates to the actual business of banking. In addition to his weekly blogs—"Making Sense of It All"—he contributes fresh, original stories to each TechTopics issue based on personal interviews or exclusive contributed pieces. He previously was senior editor for Community Banker magazine (which merged into ABA Banking Journal) and was managing editor and staff reporter for ABA’s Bankers News. Email him at

Support needed for new currency types, new payments, mobility
1 in 3 admit they lack sufficient tech savvy
20% reduction to save customers €52 million
Branch, mobile, social, and video interactivity to foster the future of banking
ARMs seen having significantly higher risk than fixed-rate mortgages
Banks can first serve as planners, then advisors, to their customers
Eliminating data silos also deemed of high importance
New authentication technology could provide reassurance
Migration patterns and policy changes signal greater maturity
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