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John Ginovsky

John Ginovsky

John Ginovsky is a contributing editor of ABA Banking Journal and editor of the publication’s TechTopics e-newsletter. For more than two decades he’s written about the commercial banking industry, specializing in its technological side and how it relates to the actual business of banking. In addition to his weekly blogs—"Making Sense of It All"—he contributes fresh, original stories to each TechTopics issue based on personal interviews or exclusive contributed pieces. He previously was senior editor for Community Banker magazine (which merged into ABA Banking Journal) and was managing editor and staff reporter for ABA’s Bankers News. Email him at

Everybody needs to assume responsibility
Policies should focus more on use, less on technologies
Many businesses still unprepared to deal with threats
Paper-based payments to drop 10% by 2019
Teller tablets sync with advanced kiosks
Slowly, the mobile wallet players focus on… customers
Banks urged to re-imagine what mobility really means
Payment card data still top target overall
90% say rewards outweigh risks and costs
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