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Retail Banking

74,000 new people a day banked online in 2013
Consumers cite convenience, flexibility, fixed spending limit
Nonbank competition rising, as well as technology disruption
Survey finds increased value placed on mobile banking
Debit chip card agreements ease adoption across networks
Perceived stability key to consumer patterns
Key drivers are mobile, social media, web analytics, and ecommerce
Most billers do not track if homepage visits come from mobiles or laptops
Your next brainstorm could result from these CES innovations
Nonbank startup acquisition a sign of things to come
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