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John Ginovsky

John Ginovsky

John Ginovsky is a contributing editor of ABA Banking Journal and editor of the publication’s TechTopics e-newsletter. For more than two decades he’s written about the commercial banking industry, specializing in its technological side and how it relates to the actual business of banking. In addition to his weekly blogs—"Making Sense of It All"—he contributes fresh, original stories to each TechTopics issue based on personal interviews or exclusive contributed pieces. He previously was senior editor for Community Banker magazine (which merged into ABA Banking Journal) and was managing editor and staff reporter for ABA’s Bankers News. Email him at jginovsky@sbpub.com.

Commercial platforms make serving small businesses profitable

--> Commercial platforms make serving small businesses profitable
Network will include mobile, pay cards, banks, cash outlets
Reach out with a cross-media, cross-channel, cross-device presence
Consumers leaning most toward services by financial institutions
Denial-of-service attacks increasing in frequency, intensity
“A permanent and irreversible shift”
As physical and digital shopping merges, security needs to be reexamined
The definition of ‘wealth’ has broadened
Two thirds say they’d switch banks if mobile offering was tailored to them
Managing retail RDC risk requires a whole new set of tools
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