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John Ginovsky

John Ginovsky

John Ginovsky is a contributing editor of ABA Banking Journal and editor of the publication’s TechTopics e-newsletter. For more than two decades he’s written about the commercial banking industry, specializing in its technological side and how it relates to the actual business of banking. In addition to his weekly blogs—"Making Sense of It All"—he contributes fresh, original stories to each TechTopics issue based on personal interviews or exclusive contributed pieces. He previously was senior editor for Community Banker magazine (which merged into ABA Banking Journal) and was managing editor and staff reporter for ABA’s Bankers News. Email him at

Get used to it: "I-o-T" has banking applications
OpenSSL vulnerability provides loophole into otherwise encrypted areas
Bitcoin-like currencies may have their place but bear close scrutiny
Survey of the wealthy find importance of digital tools gaining ground
NACHA change would shift away from next-day settlement
Debit card use differs depending on gender, research finds
Banks still need to focus cross-selling efforts to increase RDC sales
Bitcoin platform, if not the actual currency, could augur a major shift
OCC: Risk management should be part of organization’s culture
Lost opportunities seen as tech resource usage not maximized
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