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Fintech - Banking Exchange
First of a two-part series: Varo Money hopes to become "Varo Bank, N.A." Even before that, Varo brings a blend of fintech innovation and traditional banking backgound to retail financial services.

Q&A: What Varo Money’s Colin Walsh has in mind

Part 1: Varo’s OCC application puts the fintech mobile banking app squarely on retail banks’ competitive radar—or should
Part two of a two-part series: Wrestling with a major customer-impacting decision in the U.K. gave Varo Money leader a perspective that informs his new U.S. venture. Other institutions may face a similar choice in the future.

Q&A: Fintech disruption far from over

Part 2: Varo Money’s Colin Walsh, veteran retail banker, explains why banks have difficulty changing their ways
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

What is AI really good for?

Before boarding the bandwagon, pick one with the right features
Thumbs up for fintech charter from acting Comptroller

Thumbs up for fintech charter from acting Comptroller

Other national charter options already exist and could be used, says Noreika
The U.K. is a hotbed of fintech these days, but that's not to say that all consumers there are falling over themselves to be tucked in.

Open banking no fave in U.K.

Consumer research there indicates many don’t trust fintechs
Technology from Mirador enables banks to compete online with the likes of Kabbage, OnDeck, and others—and with an advantage nonbank fintech lenders lack.

Bank web lending can be faster and cheaper

Tompkins Financial marries online business lending with home-grown credit analysis
New York City's growing fintech scene has bred some intriguing new players. Meet eight of them in this article, and learn how cooperative fintech lab environment helps bring them along.

Silicon Alley neck-and-neck with Silicon Valley

Fintech investment nearly even as NY lab holds “demo day”
OCC's controversial proposal continues to spark opposition, as the Conference of State Bank Supervisors pursues an expanded effort to adapt to fintech developments.

Fintech charter debate boils on

OCC and CSBS butt heads at payments meeting (updated)
Technology and compliance aren't strangers by any means, but new forms inspired by fintech may lessen the need to keep adding compliance staff to keep up.

Regtech to the rescue?

Regtech Report: Look past the "wow," and see hope for compliance overload
Freed from the repetitive and mundane, compliance staff will be able to devote their time to higher-value tasks, say backers of regtech solutions.

What happens to all those compliance people?

Regtech Report: Why regtech won't put compliance people on the unemployment line
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