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Artificial Intelligence

Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

What is AI really good for?

Before boarding the bandwagon, pick one with the right features
Involvement by the Securities and Exchange Commission in "initial coin offerings," or ICOs, was probably inevitable.

SEC issues guidance on token offerings

Long-standing “Howey” test lives on—now in a lesson in what not to do when it comes to cryptocurrency world’s token offerings
10 things I don’t like about ICOs

10 things I don’t like about ICOs

Blockchain fan says ICOs need to play above board
Capco's Ben Jessel, while a self-described "blockchain evangelist," sees amazing things coming when new tech cross connects.

When fintechs converge …

“Snap-together” technology could produce unthought-of possibilities
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

Do you still need experience?

Careful tech planning may influence your technology/experience mix
Educating consumers and employees about ATM risks is critical to preventing mishap.

Guarding against ever-present ATM threats

50 years after invention, machines attract consumer and criminals alike
Thumbs up for fintech charter from acting Comptroller

Thumbs up for fintech charter from acting Comptroller

Other national charter options already exist and could be used, says Noreika
Deals may still seal with a handshake, but what happens next follows an evolving model.

Banks and fintechs must revise expectations

Relationships matter, but their nature and parties’ roles are changing
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Good old ATM endures (as long as cash use endures)

Coming soon: Cardless cash withdrawals
A key factor in getting optimal performance from core isn't even technological, experts said. Can you guess what it is?

Core: Don’t toss legacy but do reconfigure

Real-time, cloud, industry standards, and banker-vendor partnerships play big part in core system development
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