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Artificial Intelligence

Millennials increasingly represent a focus for business bankers too. They like the experience retail bankers and nonbank providers give them—and expect it for their companies too.

Business banking à la millennial

Huge commercial banking segment wants seamless, digital service
Skeptics questioned the volume processed in the test, but backers say it is still beginning of the beginning.

Stake your financial life on blockchain?

Next step in blockchain development: testing systems safely at scale
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Moving at blockchain breakneck speed

Tech unheard of not long ago set to fundamentally change banking
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

6 rules for vendor management

Only two people look out for your interests … and one you must hire
The concept of an editable, redactable blockchain goes against the basic premise many hold dear. But it’s actually a good deal more complicated than this simple photo.

A blockchain you can edit?

Debating controversial new prototype in wake of major blockchain bump
Non-cash payments reach records

Non-cash payments reach records

Evolving global payments landscape see banks embracing fintechs—and “regtechs” too.
Would you trust your finances to a bot yet?

Financial services aren’t tacos

“Bot bankers”: Not quite ready for prime time
Sept. 23 marks the beginning of a new era for U.S. payments.

Same-day ACH starts next step toward faster payments

Settlements to cycle three times a day, vs. overnight
New report by Futurion compares 15 large-bank mobile remote deposit programs in depth and presents some troubling statistics for community banks.

Who’s winning mobile remote capture race?

Report cites Capitol One and BBVA, points to community banks’ adoption and growth challenges
Is a federal fintech charter coming?

Is a federal fintech charter coming?

Concept wrapped up in OCC’s innovation project, with comment opportunity in receivership rulemaking notice
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