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Demand for Digitization and Data-Driven Decisioning is Remaking Mortgage Lending

Demand for Digitization and Data-Driven Decisioning is Remaking Mortgage Lending

Millennials now account for 36 percent of homebuyers
Bank Smarter, Not Harder, in the Intelligence Age

Bank Smarter, Not Harder, in the Intelligence Age

Demand from young consumers for quicker decisions regarding their finances
What’s Wrong with Today’s Start-Up Dating Game and How to Make a Sustainable Match

What’s Wrong with Today’s Start-Up Dating Game and How to Make a Sustainable Match

This is a story about dating, failed lift-offs and an encounter with pirates
The Loss of Loyalty: 31 Million Consumers on the Fence About Switching Banks

The Loss of Loyalty: 31 Million Consumers on the Fence About Switching Banks

Customers who are considering making a change this year object to fees and feel undervalued by their current institutions
Fintech Surpassed Banks in Personal Loans, According to Transunion Report

Fintech Surpassed Banks in Personal Loans, According to Transunion Report

Fintech has grown to more than 38% of market share
Car Loans: Defaults, the Next Embarrassing Crisis for Bankers

Car Loans: Defaults, the Next Embarrassing Crisis for Bankers

The number of new car loans has risen rapidly since 2003, loan defaults have also risen at an alarming rate
What All Banks Can Learn from Credit Suisse Group AG’s Earnings Report

What All Banks Can Learn from Credit Suisse Group AG’s Earnings Report

So what went wrong on Credit Suisse earnings?
The Biggest Myths About Young People and Money

The Biggest Myths About Young People and Money

This generation has unique values that financial service brands have been getting wrong
First National Bank of Omaha’s ‘2019 Wealth Outlook’

First National Bank of Omaha’s ‘2019 Wealth Outlook’

The bank is expecting Modest GDP Growth at 2%, With Strong Consumer Sector as Driving Force, Low Probability of Recession
Unbanked Population Exploited by Fees, But Technology Can Provide an Answer

Unbanked Population Exploited by Fees, But Technology Can Provide an Answer

They are heavily reliant on cashing paychecks and thus paying by cash
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