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Melanie Scarborough

Melanie Scarborough

Melanie Scarborough is a contributing editor for Banking Exchange magazine and www.BankingExchange.com. She is based in Washington, D.C.. Scarborough was senior editor of Community Banker, where she received the APEX award for feature writing, and a regular contributor to ABA Banking Journal. Melanie previously was an associate editor of the Richmond Times-Dispatch in Richmond, Va., and a monthly columnist for the Washington Post.

Originations and balances are up—but so are delinquencies in certain segments.
Report unpopular in industry shows some positives for some servicers
Can tech breakdown be abusive and deceptive? CFPB says so
In CFPB case TransUnion, Equifax pay $23.1 million over charge of misrepresenting monitoring services
Higher rates, more subprime borrowing to drive 2017 increase
Three companies accused of making false ad claims
Large number of unbanked and underbanked represent untapped opportunities, says report
Present conditions unsustainable, softening of market anticipated
Final rule on prepaid and mobile commerce requires many protections required for traditional products
Must pay restitution and penalties for violating Servicemembers Civil Relief Act.
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