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“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

How well can you tell a story?

Bankers are sales people, and storytelling helps
From careless downloading of malware to malicious activity by a disaffected employee, people issues can make or break your bank's cyberdefenses.

10 ways to enhance cybersecurity with “people practices”

Ultimately, cyber-risk is a people issue, and HR can help
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

What is AI really good for?

Before boarding the bandwagon, pick one with the right features
Involvement by the Securities and Exchange Commission in "initial coin offerings," or ICOs, was probably inevitable.

SEC issues guidance on token offerings

Long-standing “Howey” test lives on—now in a lesson in what not to do when it comes to cryptocurrency world’s token offerings
Capco's Ben Jessel, while a self-described "blockchain evangelist," sees amazing things coming when new tech cross connects.

When fintechs converge …

“Snap-together” technology could produce unthought-of possibilities
Why wouldn't a farmer equipped with the latest ag tech want the latest in bank tech? Don't fall for stereotypes, warns Next Voices blogger Kelsey Neisen.

Farmer Jones wants mobile banking

Is your bank succumbing to business-eroding stereotypes?
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Congressional members go after CFPB rule

House, Senate Republicans introducing resolutions to repeal arbitration rule
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

What makes winning banks and bankers?

Passing of Wells’ Carl Reichardt makes opportunity to reflect and project
How can people tap earnings they've already accrued when payday won't come for a week or more? New alternatives have been developed.

Solving “more month than money” puzzle

There’s a business in helping consumers leave late fees and payday loans behind
Educating consumers and employees about ATM risks is critical to preventing mishap.

Guarding against ever-present ATM threats

50 years after invention, machines attract consumer and criminals alike
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