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Less back-to-school spending, lower gas prices, and unseasonably warm weather in many areas reduced consumer spending growth in September, according to the latest FirstData SpendTrend report.

Consumers tighten faucet a bit

FirstData report tracks September slowdown
Sometimes conflict signals that the time has come for someone to leave the boardroom, says community banking expert and blogger Jeff Gerrish, in Part 1 of a two-part blog.

When board and management reach parting of the ways

Failure to spot the time to split can undermine your bank
America’s taking a fresh look at Main Street, says community bank investor Joshua Siegel.

For community banks, it’s a wonderful opportunity

Hometown-brewed “craft banking” coming back into vogue
9 things you must consider before inking that vendor deal

9 things you must consider before inking that vendor deal

Planning should be more than one step at a time
Consumers can file complaints with the Consumer Financial Protection Bureau in multiple ways, including online.

Surprises in CFPB’s complaint database

Analysis of filings turns up key trends
Risk performance hampered by skills shortages

Risk performance hampered by skills shortages

Gaps seen between C-suite expectations and risk mitigation
UNconventional Wisdom is a periodic guest blog where the conventional wisdom is held up for fresh inspection, often with divergent recommendations. If you have some "UNconventional Wisdom" to share, email scocheo@sbpub.com.

10 leadership lessons for crisis management

Reputation risk management sometimes defies natural instincts
Latest MasterCard analysis indicates that old attitudes toward credit cards are giving way to a post-recession reality.

Debit or credit? Consumers spend like small firms

MasterCard analysis sees deliberate decisions among purchasing plastics
Directors increasingly acknowledge priority of IT oversight

Directors increasingly acknowledge priority of IT oversight

1 in 3 admit they lack sufficient tech savvy
Fit is the most important aspect of devising an enterprise risk management plan for your community bank, advises blogger Jeff Gerrish

Tailor your risk management to your bank’s risk

Don’t overdo it when you go for enterprise risk management—but don’t under-do it either
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