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Fed research indicates fewer small business loans are being made face to face, with small business credit cards and fintech online business lending gaining share.

Is community bank small business lending eroding?

Fed’s Quarles traces evolution of big bank and fintech competition
Community bankers have begun taking steps to not be held back so frequently by their traditional tech vendors' schedules.

Tech ever-widening domain for community banks

Looking beyond traditional means and traditional vendors
Real hotel finance is no game and you don't get $200 for landing on "Go." But for lenders there are side advantages about trends in the business.

Predictive power of hospitality data

What hospitality lending says about business cycle
Metrics—and underlying causes—regarding payments fraud will be the goal of a new Federal Reserve-sponsored study.

Fed launches payment fraud study

Picks Boston Consulting Group to produce research
"Stop!" is clear enough, but when the subject is UDAAP, often much isn't so clear.

UDAAP? Violation? Or both?

Ten years after Dodd-Frank added the extra “A,” it's still a mystery
Risk management can help banks realize the potential of increased digitization.

Control digital transformation’s regulatory risks

A rigorous self-assessment is where effort begins
In this second of two installments, former FBI agent and NBC commentator Frank Figliuzzi goes into detail on three essentials for preventing and coping with workplace violence.

Three “Rs” of workplace violence

“Recognize” and “Report” help prevent violence; “Respond” helps people survive
Feel like your bank's been spinning its innovation wheels? Recent research suggests some solutions to lack of traction.

Mixing banks, fintech, and “bigtech”

Gaining traction in innovation: Who will run the coming “ecosystems” of seamless service?
Challenges of core system contracts can be complicated, but they aren't insurmountable.

Core system contract tips

Negotiator offers community banks tips on avoiding costly contract “gotchas”
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Zelle goes hip hop—hope it hits well

2018 seen as make-or-break year for bank-backed P2P system
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