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Steve Cocheo

When open banking comes to the U.S. it might unleash a period of heavy competition, suggests Alan McIntyre of Accenture. In the meantime, he says, U.S. bankers' eyes are on Europe.

Open banking may blur bank/retailer line

U.S. banks might pursue melding as competitive edge against other banks
Even in relatively good times, risk managment can put the squeeze on bankers. The Comptroller's Office has issued its latest Semiannaul Risk Perspectives report.

“Complacency” on OCC’s watch list

Risk of lingering stability is inattention to credit risk
Former Wells Fargo CEO Richard Kovacevich has joined those bankers who think little of Bitcoin as a viable currency. He called it a "pyramid scheme" on an edition of CNBC's "Squawk On The Street" this week.

Bankers bearish on Bitcoin

Recent comments negative on volatile cryptocurrency
Representative of new regime begins process of reexamination of CFPB's practices, while representative of old regime seeks to regain appointment as acting director.

Acting CFPB chief seeks input; ousted English seeks out-put

Mulvaney calls for comments on past bureau approaches while would-be acting head files emergency appeal
A panel of state banking and insurance regulatory representatives addressed innovation's impact on the state regulatory system at the recent RegTech Enable conference.

Fintech, regtech, and supertech meet state regulatory system

Agenda includes new tech from data gathering by self-driving cars to sharing state exam data to streamlined licensing
Judge denies English bid to head CFPB

Judge denies English bid to head CFPB

Trump appointee Mulvaney continues to serve over Cordray's pick
Analysts at Keefe, Bruyette & Woods, Inc., discussed the 2018 outlook for banks in a meeting with reporters.

“Goldilocks Economy” brings challenges and hopes

KBW outlook forum looks at risks, benefits of tax reform, and more for 2018
Finicity’s Steve Smith sees a cooperative bank-fintech effort at U.S. open banking standards setting coming together later this year.

Is there a “Bluetooth” for U.S. open banking?

Market-based framework would step in where government has not
Marijuana business interests reacted with concern to the Justice Department's policy shift on prosecutions, including rescinding of the "Cole Memo."

DOJ move on marijuana policy leaves questions

Already confusing compliance challenge grows more confusing
Before Babylon, Beyond Bitcoin: From Money That We Understand To Money That Understands Us. By David Birch. London Publishing Partnership. 264 pp.

Future tense of money

Book Review: Where money is going has strange but historical roots
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