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Alternative data—nontraditonal measures of creditworthiness—could help "credit invisible" people, but some see dangers in adoption of new measures.

Bureau turns up debate on “alternative data”

CFPB holds hearings, seeks comments on benefits, risks
By definition a complaints report does not focus on good news, but some servicers have seen decreases in complaint rates. Others,however, have seen increases.

Mortgage servicing featured in bureau complaint tally

Report unpopular in industry shows some positives for some servicers
Since its founding, the bureau has made a point of transparency, open government, consultation with affected groups, and more. Yet ultimately, says blogger Lucy Griffin, what it is emanates from a single official. How could its practices change under a multi-player board?

Replacing CFPB’s Director with a board

That’s a change bankers can now ask for. But it has to be an “ask,” not a “wish”
When systems go blooey, CFPB believes that can be a legal offense.

"Rush" to judgment?

Can tech breakdown be abusive and deceptive? CFPB says so
The bureau claims TCF worked to maximize opt-ins to debit overdraft services that came under a federal disclosure rule effective in 2010.

CFPB sues TCF for overdraft program

UDAAP violations cited over opt-in disclosures. Bank vows to defend practices
CFPB scrutinized credit score and credit monitoring services offered by two major consumer credit reporting companies.

Credit firms settle deception claims

In CFPB case TransUnion, Equifax pay $23.1 million over charge of misrepresenting monitoring services
Consumer Financial Protection Bureau made it clear four years ago that reverse mortgage advertisign was under scrutiny.

CFPB cites reverse mortgage firms for deception

Three companies accused of making false ad claims
Even with a Republican in the White House, the banking industry faces a transition at CFPB that won't be as simple as some might hope.

Prospects for CFPB transition: guide for the patient banker

Near term, Congress presents best hopes. Longer term, reform will get some traction—with effort
How will American financial regulation influence evolution here of blockchain and other leading edge technologies?

Innovation meets regulation

Money 20/20 panel seeks balancing point
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

So who won CFPB case?

Court ruling on CFPB constitutionality could be “blessing in disguise” for agency
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