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Fair Lending
Loan Delinquencies Set to Increase as Support Reduces, Warns Moody’s

Loan Delinquencies Set to Increase as Support Reduces, Warns Moody’s

US banks should brace for a rapid increase in delinquencies and charge-offs, according to the research
Equal Credit Opportunity: Critical Considerations for Fair Access and Fair Treatment in Consumer Lending

Equal Credit Opportunity: Critical Considerations for Fair Access and Fair Treatment in Consumer Lending

The frenetic pace of credit requests serves as a reminder to keep fairness central to all types of lending
Are Credit Card Issuers Failing Customers?

Are Credit Card Issuers Failing Customers?

Users are staying with their providers but are unhappy at how they have been treated during the pandemic, JD Power found
Colorado Settlement Opens Door For Fintech Lenders

Colorado Settlement Opens Door For Fintech Lenders

Colorado may soon witness an influx of new fintech lenders following the conclusion of a long-running legal case
Four Banks Partner to help Connecticut’s Underbanked

Four Banks Partner to help Connecticut’s Underbanked

Individuals without access to basic banking services can now open accounts through a state-wide initiative being rolled out across Connecticut
ABA Urges Support for PPP Forgiveness Bill

ABA Urges Support for PPP Forgiveness Bill

Support comes as Republicans have proposed another $60 billion for the small business loan fund
Scale Up Credit Management Now, Banks Warned

Scale Up Credit Management Now, Banks Warned

With individuals and companies expected to find it increasingly difficult to manage debt, banks need to prepare now, says Accenture
New York Passes ‘Truth in Lending’ Act for Small Businesses

New York Passes ‘Truth in Lending’ Act for Small Businesses

The senate and assembly have passed a bill requiring improvements to loan cost transparency for online lenders
OCC Publishes ‘True Lender’ Rule Change Plan

OCC Publishes ‘True Lender’ Rule Change Plan

Planned new rule will address legal uncertainty regarding which entity owns a loan that it sold by a bank to a third party
How Wells Fargo is Repurposing PPP Fees in Support Fund

How Wells Fargo is Repurposing PPP Fees in Support Fund

The bank has put all the fees it generated from the PPP into the pandemic recovery fund
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