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In the final part of a three-part series, “Prairie Economist” Mike Moebs discusses how banks can respond to the changing landscape for checking.

Handling changing nature of checking

Looking at intended and unintended consequences of trends
In the second part of a three-part series, “Prairie Economist” Mike Moebs discusses how the competitive landscape for checking is changing. New players are playing a different game on the same game board.

Why Walmart likes checking

A quiet but constant evolution in checking competition is underway
In the first part of a three-part series, “Prairie Economist” Mike Moebs begins a discussion of how the operational and competitive aspects of checking have evolved.

Checking undergoes greatest shift since WWII

Role of accounts themselves—and competition’s appetites for relationships—is changing
Prairie Economist Mike Moebs digs below the national debate to discuss what pending changes could mean in your own community.

Trump, tariffs, and trade: What could be the local consequences?

Insights from international trade expert bring debate home
The U.S. economy is going to have a new Federal Reserve Board chairman at the wheel.

How will Powell drive the Fed car?

He may have one foot on the gas, the other on the brake
Financial services is like football—balance wins

Financial services is like football—balance wins

Considering relationship services vs. transaction services
Pricing and fee income prove to be a complicated three-dimensional puzzle, but Prairie Economist Mike Moebs has some solutions to the cube.

What’s happening to fee income?

Nothing happens in a vacuum. Relationship pricing and stashing cash change revenue mix
What is really on the minds of consumers and small businesses? Mike Moebs has a barometer to recommend, and it's not saying the same thing that some would have you believe.

Are you watching banking’s barometer?

Consumers have been hoarding money in checking, and this should drive your strategy
Mike Moebs, "The Prairie Economist," takes a look at three historically critical components of banking. How are the relationships among them, and of each in relation to industry productivity, really changing?

Brand, branches, and bodies

Hard look at numbers belies some assumptions—and stresses where improvement is needed
Mike Moebs, "The Prairie Economist," recently compared bank cross-sell ratios to credit union results and found lessons for all depository institutions.

The cross-selling challenge: How to win the race

Management needs to understand what strategy it’s using
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