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Nearly 2 in 5 Cardholders Have Maxed Out a Credit Card or Come Close

Nearly 2 in 5 Cardholders Have Maxed Out a Credit Card or Come Close

Increasing interest rates have made the financial balance hard for Americans
Sabadell Chair Warns Banking Mergers Could Hurt Consumers

Sabadell Chair Warns Banking Mergers Could Hurt Consumers

As BBVA looks to takeover Sabadell, the bank’s chair said oligopolies are bad for clients
U.S. Adults Uncomfortable About Discussing Bank Savings

U.S. Adults Uncomfortable About Discussing Bank Savings

Only 38% of U.S. adults are comfortable discussing their bank account balances
Americans Choose Sacrifices Over Financing to Afford Holiday Shopping

Americans Choose Sacrifices Over Financing to Afford Holiday Shopping

To afford their holiday purchases, 72% of shoppers will make financial trade-offs while only 31% intend to use a credit card
CFPB Issues New Guidance to Stop Banks from Harvesting Overdraft Fees

CFPB Issues New Guidance to Stop Banks from Harvesting Overdraft Fees

Consumer protection law enforcers will now require banks to show evidence of opt-in agreements
Lending Market Set to Open Up Even Before 0.5% Interest Rate Cut

Lending Market Set to Open Up Even Before 0.5% Interest Rate Cut

Fixed-rate mortgages moved even lower this week
Banks Lose Court Battle Over CFPB Rule to Collect Small Business Data

Banks Lose Court Battle Over CFPB Rule to Collect Small Business Data

The federal judge rejected the challenge, which was backed by the American Bankers Association
Cardholders Favor Cashback Rewards Over Points or Miles

Cardholders Favor Cashback Rewards Over Points or Miles

Study reveals 58% of consumers use cashback cards
Increased Credit Card Delinquency Rates Caused by Lenders Taking More Risk

Increased Credit Card Delinquency Rates Caused by Lenders Taking More Risk

Shifting risk composition caused greater risk credit cards to be issued
Nearly Half of Gen Z Rely on Others For Financial Support

Nearly Half of Gen Z Rely on Others For Financial Support

Gen Z faces financial dependence with 52% not earning enough for their desired lifestyle
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