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Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Race is on in digital customer experience

Entering the fray no longer optional
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Slowdown in business credit

C&I loan growth halts during Q3 for nation's small banks
Is your bank ready to decide who will become top of your bank's pyramid?

Succeeding with succession

5 key issues board and CEO must confront
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Borrower: “Why fly commercial?”

Banks often finance corporate jets. What’s the right answer?
Providers of "free" financial apps can make hundreds of dollars in lead generation fees for every customer signed up for credit cards they recommend. That's one example of the tradeoffs Federal Reserve Gov. Lael Brainard says consumers are making.

What’s given away for “free” apps?

Fed’s Brainard probes impartiality of fintech “autopilots”
“An absolute concept in the technology business is, if you’re not comfortable with change, you probably shouldn’t be in the business. Because the world doesn’t wait for you to be comfortable”—Robert Herjavec

“We’re all technology companies now”

Be comfortable with change, says Robert Herjavec, “Shark Tank” (and dancing) celebrity and tech CEO
Which digital assistant does Apple guru Steve Wozniak prefer, Siri, Alexa, Cortana, or Google Assistant? The answer's not what you may think.

“The Woz” on our technological lives

Apple co-founder Steve Wozniak talks AI, blockchain, Bitcoin, and “Woz’s Law”
Blockchain projects have hit the sweat equity stage, according to Lata Varghese of Cognizant.

Banks shift into higher blockchain gear

Now, says expert, the hard work begins
Innocent lunchtime holiday shopping can turn into a real gift to cyber criminals.

Cyber-shopping from work creates big exposure

Employee use of corporate credentials like handing over keys to the kingdom
A new generation will take financial services into the future. In the "Next Voices" blog a rotating group of bloggers of the younger generation will share what they are learning and doing. Proposals from guest bloggers are also invited. Please email scocheo@sbpub.com

Decrypting the ICO

Understanding what’s going on with controversial “initial coin offerings”
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