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Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Dreadful state of cybersecurity continues

Banks, merchants, and government agencies all at terrible risk
It's time to make some things happen. Here are ways to push them through.

11 ways to bulldoze roadblocks to change

When same-old same-old doesn’t cut it, do something about it!
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

Can your bank play today’s game?

How a retailer showed there’s life in “live”—if you’re nimble
With a nod to pop music, veteran John Byrne’s blog scans the anti-laundering and anti-terrorism world. John pierces silliness and inconsistency, and strongly believes in private-public partnership.

“Take a Breath”*

 FATF, AI, BSA review, and focus
Do digital plays work the same way around the world?

Money, pengar, geld

Digital banker trades ideas with veterans and newbies in European financial capitals
Bitcoin is just the tip of the blockchain iceberg, but many banks aren't even heading to the Arctic Circle yet.

Don’t miss the blockchain train

Waiting until everything looks clear may leave your bank behind
Community banks can't ignore the immediate, and longer-term implications, of P2P payments as Zelle goes live.

Zelle and future of payments for community banks

A banker’s take on the accelerating availability of P2P payments
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Loyalty and its link to credit culture

Banks need to lock down the cowboys
Part missionary, part venture capitalist, former journalist works to improve everyday Americans' financial health.

Should banks be financial physicians?

CFSI’s Jennifer Tescher thinks so. That’s how she approaches her advocacy group’s own work
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Ways to pay keep on coming

Wave, swipe, or punch a button—all sorts of new mechanisms
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