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Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

You can’t disappear anymore

From smart phones to interstate highways, you are being watched
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

SoFi Bank charter could test CRA status quo

Partition of legacy activity and proposed bank part of plan
The roles of the board, top management, and the exam and supervisory teams all come in for review in a new proposal from the Federal Reserve Board.

Examining Fed’s proposed guidance for bank boards

All banks, all sizes should be reviewing new missive
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Discrimination, lending, and banking’s talent shortage

Google’s diversity issue prompts some fresh thinking
ALCO Beat articles featured exclusively on bankingexchange.com are written by the asset-liability management experts at Darling Consulting Group.

5 key steps to improve ALM model assumptions

Assumptions should never go unquestioned in these uncertain times
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

New tech terms to make you scratch your head

Example: "Steganography" has nothing to do with stegosauruses, but it could still trample your cyber defenses
Don’t ditch your holding company

Don’t ditch your holding company

Just because a couple of big banks cut the ties doesn’t mean you should
New CFPB overdraft forms draw compliments—and questions

New CFPB overdraft forms draw compliments—and questions

“Know Before You Owe” disclosures will be clear, but the research behind them is not.
Two leading large community banks join forces, intending to add more muscle after a transition period.

Two banks join and cross “the line”

First Financial and MainSource Financial to link to serve tri-state market
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Margins improve in second quarter

Community banks start earnings season reporting higher levels
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