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Americans Choose Sacrifices Over Financing to Afford Holiday Shopping

Americans Choose Sacrifices Over Financing to Afford Holiday Shopping

JPMorgan Chase Launches Hiring Initiative to Bolster Financial Inclusion

JPMorgan Chase Launches Hiring Initiative to Bolster Financial Inclusion

Michigan State University Federal Credit Union Enhances Financial Services

Michigan State University Federal Credit Union Enhances Financial Services

Meta Partners with UK Banks To Launch Scheme to Tackle Fraud

Meta Partners with UK Banks To Launch Scheme to Tackle Fraud

UniCredit’s Potential Takeover of Commerzbank Divides Industry Opinion

UniCredit’s Potential Takeover of Commerzbank Divides Industry Opinion

Generative AI will Boost Corporate Profits Predicts Bank of America Survey

Generative AI will Boost Corporate Profits Predicts Bank of America Survey

American Middle-Income Families’ Purchasing Power Increasing

American Middle-Income Families’ Purchasing Power Increasing

  1. Community Banking
  2. Retail
  3. Technology
  4. Compliance
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Americans Choose Sacrifices Over Financing to Afford Holiday Shopping

Americans Choose Sacrifices Over Financing to Affo…

To afford their holiday purchases, 72% of shoppers...

JPMorgan Chase Launches Hiring Initiative to Bolster Financial Inclusion

JPMorgan Chase Launches Hiring Initiative to Bolst…

The bank plans to hire 75 community managers by 20...

American Middle-Income Families’ Purchasing Power Increasing

American Middle-Income Families’ Purchasing Power …

The average purchasing power for middle-income fam...

Americans Choose Sacrifices Over Financing to Afford Holiday Shopping

Americans Choose Sacrifices Over Financing to Affo…

To afford their holiday purchases, 72% of shoppers...

American Middle-Income Families’ Purchasing Power Increasing

American Middle-Income Families’ Purchasing Power …

The average purchasing power for middle-income fam...

Will You Be Conspicuous by Your Absence? Banking Exchange Fly-in November 7

Will You Be Conspicuous by Your Absence? Banking E…

Bringing together banking industry leaders

Generative AI will Boost Corporate Profits Predicts Bank of America Survey

Generative AI will Boost Corporate Profits Predict…

AI implementations could boost S&P operating m...

Mobile Banking Set to Surpass Online Banking as Top Global Digital Banking Platform

Mobile Banking Set to Surpass Online Banking as To…

Growth in mobile banking driven by demand for inst...

Will You Be Conspicuous by Your Absence? Banking Exchange Fly-in November 7

Will You Be Conspicuous by Your Absence? Banking E…

Bringing together banking industry leaders

Finance Watch Calls for More Consistent Global Implementation of Basel III

Finance Watch Calls for More Consistent Global Imp…

Firm says current complexity of Basel III framewor...

CFPB Issues New Guidance to Stop Banks from Harvesting Overdraft Fees

CFPB Issues New Guidance to Stop Banks from Harves…

Consumer protection law enforcers will now require...

UK Postpones Basel Rules Due to US Delay

UK Postpones Basel Rules Due to US Delay

Rules will reportedly be implemented in January 20...

Americans Choose Sacrifices Over Financing to Afford Holiday Shopping

Americans Choose Sacrifices Over Financing to Affo…

To afford their holiday purchases, 72% of shoppers...

Meta Partners with UK Banks To Launch Scheme to Tackle Fraud

Meta Partners with UK Banks To Launch Scheme to Ta…

Threat intelligence sharing program aims to help M...

Will You Be Conspicuous by Your Absence? Banking Exchange Fly-in November 7

Will You Be Conspicuous by Your Absence? Banking E…

Bringing together banking industry leaders

Banking Exchange: Competitive Intelligence for Bankers

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Americans Choose Sacrifices Over Financing to Afford Holiday Shopping

Americans Choose Sacrifices Over Financing to Afford Holiday Shopping

To afford their holiday purchases, 72% of shoppers will make financial trade-offs while only 31% intend to use a credit card

JPMorgan Chase Launches Hiring Initiative to Bolster Financial Inclusion

JPMorgan Chase Launches Hiring Initiative to Bolster Financial Inclusion

The bank plans to hire 75 community managers by 2030 to serve areas with limited banking access

Michigan State University Federal Credit Union Enhances Financial Services

Michigan State University Federal Credit Union Enhances Financial Services

MSUFCU has a staggering 350,000 members and $7.61 billion in assets

Meta Partners with UK Banks To Launch Scheme to Tackle Fraud

Meta Partners with UK Banks To Launch Scheme to Tackle Fraud

Threat intelligence sharing program aims to help Meta combat scammers across its platforms

UniCredit’s Potential Takeover of Commerzbank Divides Industry Opinion

UniCredit’s Potential Takeover of Commerzbank Divides Industry Opinion

UniCredit CEO said the creation of bigger, stronger banks would support the European banking industry

Generative AI will Boost Corporate Profits Predicts Bank of America Survey

Generative AI will Boost Corporate Profits Predicts Bank of America Survey

AI implementations could boost S&P operating margins by 200 basis points

American Middle-Income Families’ Purchasing Power Increasing

American Middle-Income Families’ Purchasing Power Increasing

The average purchasing power for middle-income families in August was 102.2%, up from 101.5%

Mobile Banking Set to Surpass Online Banking as Top Global Digital Banking Platform

Mobile Banking Set to Surpass Online Banking as Top Global Digital Banking Platf…

Growth in mobile banking driven by demand for instant, personalized customer assistance

Finance Watch Calls for More Consistent Global Implementation of Basel III

Finance Watch Calls for More Consistent Global Implementation of Basel III

Firm says current complexity of Basel III framework could hinder its effectiveness

FDIC Approves Final Statement on Bank Merger Transactions

FDIC Approves Final Statement on Bank Merger Transactions

The Final SOP supersedes the existing Statement of Policy, which was last updated in 2008

CFPB Issues New Guidance to Stop Banks from Harvesting Overdraft Fees

CFPB Issues New Guidance to Stop Banks from Harvesting Overdraft Fees

Consumer protection law enforcers will now require banks to show evidence of opt-in agreements

Will You Be Conspicuous by Your Absence? Banking Exchange Fly-in November 7

Will You Be Conspicuous by Your Absence? Banking Exchange Fly-in November 7

Bringing together banking industry leaders

Lending Market Set to Open Up Even Before 0.5% Interest Rate Cut

Lending Market Set to Open Up Even Before 0.5% Interest Rate Cut

Fixed-rate mortgages moved even lower this week

Forty Banks Partner with Seven Central Banks to Improve Cross-Border Payments

Forty Banks Partner with Seven Central Banks to Improve Cross-Border Payments

Project Agora will explore how tokenization can enhance wholesale cross-border payments

Nearly 90% of Global Banks Are Unprepared for Climate-Related Disruptions

Nearly 90% of Global Banks Are Unprepared for Climate-Related Disruptions

European banks lead in climate adaptation, while US banks lag behind

US Could Lose all Bank Branches by 2041

US Could Lose all Bank Branches by 2041

There has been an average of 1,646 branch closures each year

US Central Bank To Announce Interest Rate Cut

US Central Bank To Announce Interest Rate Cut

The rate cut will be the first since 2020

Markets Come Back to Goldilocks Optimism, but Inflation Still an Issue

Markets Come Back to Goldilocks Optimism, but Inflation Still an Issue

Standard and Poors Index delivered four straight days of growth

HSBC Continues Cutting Costs with Potential Merger of Two Divisions

HSBC Continues Cutting Costs with Potential Merger of Two Divisions

The bank will potentially combine its commercial and investment bank arms

Asia-Pacific Leads in Non-Cash Transaction Growth

Asia-Pacific Leads in Non-Cash Transaction Growth

The region outpaced both Europe and North America in 2024

UK Postpones Basel Rules Due to US Delay

UK Postpones Basel Rules Due to US Delay

Rules will reportedly be implemented in January 2026 at the earliest

Spanish Bank Receives UK Approval to Acquire TSB Bank

Spanish Bank Receives UK Approval to Acquire TSB Bank

UAE-based open banking platform has also acquired a London fintech

Small Business Lending Fraud Rose by 13.6%

Small Business Lending Fraud Rose by 13.6%

Half of lenders believe small- and mid-sized business lending fraud can be prevented

ICBA Urges Policymakers to Review Credit Union Tax Exemption

ICBA Urges Policymakers to Review Credit Union Tax Exemption

The rise in tax-exempt credit unions acquiring tax-paying community banks violates federal tax exemption, ICBA argues

Jobs Report Sets Up Appealing Environment for Interest Rate Cuts

Jobs Report Sets Up Appealing Environment for Interest Rate Cuts

Jobs report showed less job growth than expected in August

Banking Exchange Welcomes Payment Modernization Experts September 12

Banking Exchange Welcomes Payment Modernization Experts September 12

Webinar on Thursday, September 12

Banking Associations Criticize New Legislation for Financial Scams

Banking Associations Criticize New Legislation for Financial Scams

Four associations argue it would encourage scams and harm financial inclusion

Bank Customers Are Managing Inflation Without Bank Tools

Bank Customers Are Managing Inflation Without Bank Tools

Only 40% understand the data provided by banks’ personal financial management tools

OakNorth Receives Authorization for U.S. Office

OakNorth Receives Authorization for U.S. Office

OakNorth has lent $600m to lower mid-market businesses in the US last year

Global GenAI in Banking Market to Reach $14bn

Global GenAI in Banking Market to Reach $14bn

GenAI could increase productivity in banks by up to 35% by 2026

Revolut and Visa Partner for Cross-Border Transactions

Revolut and Visa Partner for Cross-Border Transactions

Business clients should be able to transfer funds to overseas accounts within 30 minutes

Nearly Three-Quarters of Small Businesses Saw Growth in 2024 According to U.S. Bank

Nearly Three-Quarters of Small Businesses Saw Growth in 2024 According to U.S. B…

Majority of small business owners saw growth despite facing labor challenges

Banks Lose Court Battle Over CFPB Rule to Collect Small Business Data

Banks Lose Court Battle Over CFPB Rule to Collect Small Business Data

The federal judge rejected the challenge, which was backed by the American Bankers Association

Real Estate Market Showing Hopeful Signs for Lenders

Real Estate Market Showing Hopeful Signs for Lenders

Industry has reason for optimism with previously owned homes rising by 1.3% in July

As Cyber Attacks Rise, 85% of Central Banks Are Conducting Cyber Risk Exercises

As Cyber Attacks Rise, 85% of Central Banks Are Conducting Cyber Risk Exercises

The majority (84%) of countries also experienced a rise in cyber attacks over the past two years

HSBC Explores Sale of South Africa Business

HSBC Explores Sale of South Africa Business

The potential sale forms part of the bank’s increased focus on Asian markets

State Street Increases Crypto Services

State Street Increases Crypto Services

Announced a partnership with crypto company Taurus

Banks Associations Urge Federal AI Law to Supersede State Laws

Banks Associations Urge Federal AI Law to Supersede State Laws

Overriding regulation would prevent confusion and relieve banks from overlapping requirements

Cardholders Favor Cashback Rewards Over Points or Miles

Cardholders Favor Cashback Rewards Over Points or Miles

Study reveals 58% of consumers use cashback cards

Two-Thirds of Consumers Approve Data Use for Personalized Banking

Two-Thirds of Consumers Approve Data Use for Personalized Banking

Nearly three-quarters of consumers demand more personalized banking experiences

Scotiabank Acquires 14.9% Stake in KeyCorp

Scotiabank Acquires 14.9% Stake in KeyCorp

The $2.8 billion deal is expected to be completed in early 2025

John Baird Highlights Urgent Threats and Misplaced Concerns About AI

John Baird Highlights Urgent Threats and Misplaced Concerns About AI

Part Three of Executive Spotlight series

Is Reg AA Making a Comeback?

Is Reg AA Making a Comeback?

The financial services industry would be wise to take notice

Increased Credit Card Delinquency Rates Caused by Lenders Taking More Risk

Increased Credit Card Delinquency Rates Caused by Lenders Taking More Risk

Shifting risk composition caused greater risk credit cards to be issued

Federal Reserve Board Issues Guidance To Help Banks Develop Resolution Plans

Federal Reserve Board Issues Guidance To Help Banks Develop Resolution Plans

The Guidance was developed jointly with the Federal Deposit Insurance Corporation

Banking Exchange Invites Banking Executives to Chicago November 7

Banking Exchange Invites Banking Executives to Chicago November 7

Conference to be held at the University of Chicago, Booth Business School Downtown

One Year of FedNow: Disrupting and Redefining the Payments Ecosystem — What Lies Ahead

One Year of FedNow: Disrupting and Redefining the Payments Ecosystem — What Lies…

Service started with 35+ financial institutions last year and grew to more than 850 participants

Payments Solution Company Partners With Collections and Risk Specialist

Payments Solution Company Partners With Collections and Risk Specialist

Collaboration integrates a loan payment solution by Alacriti into AKUVO’s collections platform

Societe Generale agrees sale of private banking subsidiaries

Societe Generale agrees sale of private banking subsidiaries

UBP to acquire around €25 billion in assets

Bank of England Confident in UK Banks’ Crisis Plans

Bank of England Confident in UK Banks’ Crisis Plans

The BoE believes UK banks could be safely wound down in a crisis without taxpayer bailouts

Industry Resources

White Paper

Unlocking Efficiencies: The Case for Modernizing Your Community Bank's Lending Platform

Speed, simplicity and convenience

Unlocking Efficiencies: The Case for Modernizing Your Community Bank's Lending Platform

White Paper

The Future of Payments: Trends and Challenges in Loan Payments and Modernization

Stay informed on the latest payments trends

The Future of Payments: Trends and Challenges in Loan Payments and Modernization

White Paper

2024 Banking Priorities Executive Report

Meeting Consumer Expectations — Results from an independent, CSI-sponsored survey via The Harris Poll

2024 Banking Priorities Executive Report

White Paper

Gryphon ONE Automated Compliance

The Comprehensive Marketing Compliance Checklist for 2024

Gryphon ONE Automated Compliance

White Paper

Key Considerations for Evaluating Payments Hubs

Help make your ACH and real-time payments offerings a reality

Key Considerations for Evaluating Payments Hubs

White Paper

The Fraud Hits Keep Coming from Every Direction

Detection Rules, Combined with Machine Learning, Hit Back in Real Time to Thwart Fraud on All Fronts

The Fraud Hits Keep Coming from Every Direction

Webinars

Webinar

On-Demand Webinar: Customer Onboarding, Fraud Prevention, and Digital Banking Transformation

Exploring key issues and trends in the banking and financial services sector

On-Demand Webinar: Customer Onboarding, Fraud Prevention, and Digital Banking Transformation

Webinar

On-Demand Webinar—Strategic Growth: How FI Execs Can Leverage a Payments Hub

Payment modernization is at the forefront of industry strategy

On-Demand Webinar—Strategic Growth: How FI Execs Can Leverage a Payments Hub

Webinar

Webinar On-Demand: How to get the most out of Data and Artificial Intelligence

How to get the most of AI, the data building blocks you need before you can reap the rewards, with Ravi Loganathan from Sardine and President of Sonar

Webinar On-Demand: How to get the most out of Data and Artificial Intelligence

Webinar

On-Demand Webinar: Hawthorn River Lending Regulatory Compliance

Leveraging technology to support your lending process and its regulatory compliance

On-Demand Webinar: Hawthorn River Lending Regulatory Compliance

Webinar

On-Demand: Banking Exchange Interview with Rachel Lewis of Stock Yards Bank

In collaboration with SkyStem we are proud to present our interview with Rachel Lewis, Assistant Controller at Stock Yards Bank & Trust

On-Demand: Banking Exchange Interview with Rachel Lewis of Stock Yards Bank

Webinar

On-Demand Interview — CSI Executive Interview with Banking Exchange

We are proud to present our interview with David Culbertson, CSI President and CEO

On-Demand Interview — CSI Executive Interview with Banking Exchange

Webinar

On-Demand Webinar: Everything You Need to Know About Contact Compliance in 2024

Today it is more difficult than ever for businesses who are trying to mitigate compliance risk

On-Demand Webinar: Everything You Need to Know About Contact Compliance in 2024

Webinar

On-Demand Webinar — AI in Banking: A Double-Edged Sword

AI promises to make banking and compliance more efficient and effective

On-Demand Webinar — AI in Banking: A Double-Edged Sword

Webinar

On-Demand Webinar: Advancing into the Future: An Exploration of ACH Modernization

This webinar will delve into ongoing ACH evolutions and the breakthroughs on the horizon, bringing insights directly from the Federal Reserve and Alacriti

On-Demand Webinar: Advancing into the Future: An Exploration of ACH Modernization

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Banking Exchange

BANKING EXCHANGE FLY IN CONFERENCE

CHICAGO, Illinois — NOVEMBER 7, 2024

Conference to be held at the University of Chicago, Booth Business School Downtown

This one-day event is open to all executives at U.S. financial institutions. On the agenda, will be:

  • How fintech and data will speed up change
  • Winning strategies for managing fraud and risk
  • The impact of AI on banking: opportunity and risk
  • Ethics, data and strategy in a digital banking world
  • Enhancing security in an open world

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