On-Demand Webinar — Making Sense of the Payments Alphabet Soup: A Bank’s Guide to 2026
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- Written by Banking Exchange Webinar Series
Webinar: On-Demand
The RTP® network. FedNow® Service. ACH. Wires. Zelle®. Visa Direct. Stablecoins. For many banks, the challenge isn’t deciding whether to modernize—it’s deciding where to start, which rails matter most to their customers and their bottom line, and how to avoid building a disconnected patchwork of point solutions.
With increasing pressure to deliver faster experiences and reduce operational cost, payment strategies are becoming a multi-rail problem, not a single-rail project.
In this Banking Exchange-hosted webinar on February 18 at 2:00 p.m. ET, join Mark Majeske, SVP of Faster Payments at Alacriti, and Divyarani Raghupatruni, Senior Director of Product, Data and Orchestration, as they share a practical, field-tested framework for building a modern payments strategy.
Drawing on real-world implementation experience, they’ll explore how institutions are sequencing modernization across rails, where adoption is accelerating today, and how to think about stablecoins as a future planning input—without letting emerging technologies slow progress.
Topics will include:
- A simple framework for choosing which rails to modernize first—and why
- Common roadblocks that keep “one-rail projects” from scaling
- What’s driving urgency in instant payments adoption in 2026
- How Zelle® and push-to-card fit into a broader modernization plan
- Where stablecoins may matter later—and how to plan without pausing execution
Please note: All registrants will receive a copy of the webinar playback.
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SPEAKERS

Mark Majeske,
SVP Faster Payments at Alacriti
As Senior Vice President of Faster Payments at Alacriti, Mark leads the overall corporate faster payments strategy and product development of the Orbipay Payments Hub. Mark also currently serves on the Faster Payments Council Board Advisory Group and chairs their Cross-Border Payments Work Group.
Previously, Mark led product development for the RTP® network, the FedNow® Service, and Zelle® at FIS. In addition, Mark was part of the team that designed, developed, and launched the RTP network at The Clearing House. He also worked in digital payments product development at JPMorgan Chase & Co., Citibank, SunTrust Banks (now Truist Financial Corporation), and TD Bank.

Divyarani Raghupatruni,
Senior Director of Product, Data, and Orchestration at Alacriti
Divyarani Raghupatruni is Senior Director of Product, Data and Orchestration at Alacriti, where she leads product strategy for Stablecoins, faster payments, and Data.
With 15+ years in fintech and payments, she worked at Block (Square), redesigning cart and checkout products, reporting and data platforms, while establishing AI-first product practices.
Her career includes building cross-border payments products at Transfast, which was acquired by Mastercard. Divya writes about the convergence of data, AI, and payments infrastructure, focusing on stablecoins, tokenization, and agentic commerce.
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