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Financial Trends - Banking Exchange
How Banks Can Unlock Their Full Potential

How Banks Can Unlock Their Full Potential

As fintechs continue to deliver real-time, 24/7 banking services, legacy banks risk being left behind
Unlocking Digital Excellence: Lessons for Banking from eCommerce Titans

Unlocking Digital Excellence: Lessons for Banking from eCommerce Titans

Consumers are growing to expect the same responsiveness, availability, and reliability from banks as they do from eCommerce sites
The Value of Embracing AI in Payments

The Value of Embracing AI in Payments

Recent developments in the technology are seeing a growth in investment in AI
Consumers Become More Optimistic About Financial Conditions

Consumers Become More Optimistic About Financial Conditions

Over 76% of consumers expect their finances to improve or remain unchanged over the next 12 months
401(k) Account Balances Increase 15%: Bank of America

401(k) Account Balances Increase 15%: Bank of America

Double the percentage of plan participants increased their contribution rate
Earned Wage Access Growing Threefold in the United States

Earned Wage Access Growing Threefold in the United States

Earned wage access programs allow workers to take some of their future paychecks in advance
United Kingdom Not Quite Ready for Digital Cash

United Kingdom Not Quite Ready for Digital Cash

The British government has pushed off the decision to go forward with a digital pound until at least 2025
Middle-income Americans Prepare for Recession

Middle-income Americans Prepare for Recession

Santander US reports 57% of consumer have delayed a financial decision due to inflation fears
Consumers Plan to Reduce Spending in 2024

Consumers Plan to Reduce Spending in 2024

Inflation is continuing to affect how bank customers use their money, Bank of America has found
Bitcoin Takes Major Step Towards Being Considered Mainstream Currency

Bitcoin Takes Major Step Towards Being Considered Mainstream Currency

Bitcoin ETFs finally came through as investors can now more easily invest in Bitcoin
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