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Comptroller Otting indicates market shift may influence policy decision
New bank law makes longstanding advantages available to larger players
New banks begin sprouting again
Issues once as strange as fiction become fact
Legacy systems, organizational culture pose hurdles
 ...without leaving the next generation with a scrambled nest egg
Human element takes time and effort to train
There’s your code of conduct, and then everyday business life. Do they synch?
Community bank believer thinks more new charters are coming
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From Instant Payments to Stablecoins:
Building for What's Next

Tuesday, July 14, 2026 at 2:00 ET

Just when many financial institutions are getting comfortable with instant payments, a new question is emerging: What happens when money itself becomes programmable? For financial institutions, the challenge is not deciding between instant payments and stablecoins. It's understanding how today's modernization decisions will determine the ability to compete tomorrow.

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