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Steve Cocheo

Debating controversial new prototype in wake of major blockchain bump
“Bot bankers”: Not quite ready for prime time
Analysis indicates 25 bp hike’s average “payment shock” to be barely felt—by most
Concept wrapped up in OCC’s innovation project, with comment opportunity in receivership rulemaking notice
HMDA-like reporting, mandated by Dodd-Frank, on CFPB’s drawing board
When you call and the “customer” says “go ahead,” it may not be your customer
Bank of the West delves into own customer base to measure, and improve, digital ROI
Book Review: Controversial foundation for cryptocurrency isn’t going away. Time to “get it”
Bureau's Peggy Twohig takes aim at risks to consumers—even the risks they aren't aware of
5 Q&As on leading-edge technology
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From Instant Payments to Stablecoins:
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Tuesday, July 14, 2026 at 2:00 ET

Just when many financial institutions are getting comfortable with instant payments, a new question is emerging: What happens when money itself becomes programmable? For financial institutions, the challenge is not deciding between instant payments and stablecoins. It's understanding how today's modernization decisions will determine the ability to compete tomorrow.

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