Buy Now, Pay Later Solution Targets Emerging Markets

dLocal announced its new, exclusive product, BNPL Fuse, a Buy Now, Pay Later (BNPL) solution for emerging markets.

The product connects multiple providers through one integration with instant, risk-free settlements for merchants.

Many consumers face credit barriers in Africa & the Middle East, Asia, and Latin America.

BNPL looks to provide a path to affordability, allowing buyers to split payments, while merchants benefit from increased spending.

In an interview at Money20/20, executives from dLocal told Banking Exchange that with just one API and one contract, merchants can offer flexible installments in eight countries and reach over 500 million underbanked buyers.

“Merchants want to offer flexible payment options without dealing with complex integrations, compliance requirements, or credit exposure,”  said Duncan Steblyna, SVP of Product at dLocal.

“BNPL Fuse centralizes access to multiple BNPL providers through a single API and contract, enabling scalable payments that drive higher conversions, unlock revenue, and give buyers more ways to pay with greater affordability and a smoother checkout experience.”