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Tech boosts productivity, service excellence

Overall delinquency continues fall, older debt still factor

How fast could “core” deposits drain in reverse surge?

Better credit = better prices

Natural factors drive trend, though pricing may slow things down

Financial services, energy firms girding for digital threats

Need for greater alignment with strategy identified

Payments innovation would add significant value to corporate bank clients

Mobile controls seen as win-win for consumers, banks

“Near-prime” growth, falling delinquencies indicate health

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